Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$211M
Total Deposits
$193M
Net Loans
$139M
Net Income
$756K
ROA
1.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.24%
Risk-Based Capital
13.18%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 89 | 82.02% | 12.36% |
| 2023 | 76 | 81.58% | 10.53% |
| 2022 | 120 | 90.83% | 8.33% |
| 2021 | 185 | 94.05% | 3.24% |
| 2020 | 228 | 93.86% | 3.95% |
| 2019 | 105 | 85.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2008 | Satisfactory | Small Bank |
| Apr 2003 | Satisfactory | Small Bank |
| Jun 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$177M
1-Year Change
0
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-halstead-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 103 | 91.26% | 8.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red