🏦Bank Scorer

INTRUST BANK, NATIONAL ASSOCIATION

WICHITA, KS · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1876FDIC #4,799
Outstanding Up

Current rating · Exam: January 2023

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

105 N Main St, WICHITA, KS

County

Sedgwick County

Established

November 1, 1876

Total Assets

$6.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 17, 2023

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jan 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$6.8B

Total Deposits

$6.0B

Net Loans

$4.2B

Net Income

$23M

ROA

1.31%

ROE

19.13%

Risk-Based Capital

14.45%

Regulatory minimum: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate24.68%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

41

Branch Deposits

$6.2B

1-Year Change

+1

5-year net change: -7 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202477062.73%24.68%
202379962.45%25.91%
202290362.24%25.80%
20211,17465.67%20.44%
20201,70669.58%17.06%
20191,40572.53%19.07%
20181,32369.99%20.41%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

10 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ffd91c5a-cfd9-4504-8a62-9a07b94c63a5"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: