🏦Bank Scorer

SECURITY BANK OF KANSAS CITY

KANSAS CITY, KS · Supervised by FDIC

Est. 1933FDIC #4,705RSSD: FDIC-4705
Part ofVALLEY VIEW BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

701 Minnesota Ave, KANSAS CITY, KS

County

Wyandotte County

Established

October 13, 1933

Total Assets

$3.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.8B

Total Deposits

$3.2B

Net Loans

$2.1B

Net Income

$13M

ROA

1.39%

ROE

12.05%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate22.56%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

36

Branch Deposits

$3.0B

1-Year Change

0

5-year net change: -6 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202413340.6%22.56%
202313452.24%19.40%
202219752.79%18.78%
202127256.99%14.34%
202021553.95%20.00%
201917267.44%14.53%
201817978.21%13.97%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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