WILLIAMS HOLDING CO INC is the parent banking group. THE HALSTEAD BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WILLIAMS HOLDING CO INC

Legal name: WILLIAMS HOLDING COMPANY, INC.

1 active bank · $211M combined assets

RSSD ID: 1064513 (FFIEC NIC)

Combined Assets

$211M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE HALSTEAD BANKHALSTEAD, KSSatisfactory$211MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$211M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$193M

Net Income

$756K

ROA (avg)

1.5%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

82.02%

Denial Rate

12.36%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE HALSTEAD BANK	HALSTEAD, KS	FDIC	$211M	100.0%	Satisfactory	Apr 2008

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.