Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.7B
Total Deposits
$6.3B
Net Loans
$5.4B
Net Income
$20M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.83%
Risk-Based Capital
13.82%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,550 | 72.65% | 12.00% |
| 2022 | 1,877 | 74.21% | 14.86% |
| 2021 | 1,243 | 78.92% | 7.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2011 | Satisfactory | Intermediate Small Bank |
| Sep 2006 | Satisfactory | Small Bank |
| Apr 2002 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
72
Branch Deposits
$4.3B
1-Year Change
0
5-year net change: +23 branches
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