🏦Bank Scorer

This institution is no longer active

Operations ceased on October 15, 2001. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK OF RANKIN

RANKIN, TX · Supervised by FDIC

Est. 1927FDIC #11,165RSSD: FDIC-11165
Part ofEDEN FINANCIAL CORP→ View all charters
Satisfactory Up

Current rating · Exam: April 1999

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

922 Main, RANKIN, TX

County

Upton County

Established

January 1, 1927

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$21M

Total Deposits

$19M

Net Loans

$7M

Net Income

$198K

ROA

1.21%

ROE

16.53%

Risk-Based Capital

17.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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