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This institution is no longer active

Operations ceased on February 12, 2018. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK, KIOWA, KANSAS

KIOWA, KS · Supervised by FDIC

Est. 1935FDIC #15,328RSSD: FDIC-15328
Part ofGRACE INV CO INC ESOP THE→ View all charters
Satisfactory Same

Current rating · Exam: February 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

546 Main Street, KIOWA, KS

County

Barber County

Established

January 1, 1935

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2017Call Report / FDIC

Total Assets

$64M

Total Deposits

$52M

Net Loans

$44M

Net Income

$124K

ROA

0.19%

ROE

1.22%

Risk-Based Capital

21.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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