GRACE INV CO INC ESOP THE is the parent banking group. ALVA STATE BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

GRACE INV CO INC ESOP THE

1 active bank · 1 merged/absorbed · $601M combined assets

RSSD ID: 3822687 (FFIEC NIC)

Combined Assets

$601M

CRA Rating Summary

Satisfactory1charter

Across all 20 exams on record for this banking group's charters, 90% resulted in Outstanding or Satisfactory.

Primary bankALVA STATE BANK & TRUST COMPANYALVA, OKSatisfactory$601MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$601M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$517M

Net Income

$2M

ROA (avg)

1.22%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ALVA STATE BANK & TRUST COMPANY	ALVA, OK	FDIC	$601M	Satisfactory	Aug 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.