🏦Bank Scorer

This institution is no longer active

Operations ceased on February 2, 2001. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK

COLMESNEIL, TX · Supervised by FDIC

Est. 1911FDIC #12,306RSSD: FDIC-12306
Satisfactory Same

Current rating · Exam: February 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

Main Street, COLMESNEIL, TX

County

Tyler County

Established

January 1, 1911

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$17M

Total Deposits

$15M

Net Loans

$5M

Net Income

$225K

ROA

1.22%

ROE

11.17%

Risk-Based Capital

32.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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