Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$147M
Total Deposits
$128M
Net Loans
$118M
Net Income
$341K
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.48%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 58 | 86.21% | 3.45% |
| 2023 | 60 | 88.33% | 1.67% |
| 2022 | 116 | 87.07% | 0.86% |
| 2021 | 191 | 81.68% | 3.66% |
| 2020 | 254 | 85.43% | 3.54% |
| 2019 | 145 | 79.31% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Small Bank |
| Jul 2017 | Satisfactory | Small Bank |
| Jun 2011 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$126M
1-Year Change
0
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Preview:
| 2018 | 116 | 82.76% | 11.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red