Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$945M
Total Deposits
$837M
Net Loans
$499M
Net Income
$3M
ROA
1.18%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.41%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 146 | 82.88% | 9.59% |
| 2023 | 200 | 88% | 6.50% |
| 2022 | 326 | 87.12% | 4.60% |
| 2021 | 443 | 86.68% | 4.97% |
| 2020 | 530 | 86.79% | 4.53% |
| 2019 | 415 | 73.49% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$832M
1-Year Change
0
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Preview:
| 2018 | 381 | 70.87% | 7.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red