Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$400M
Total Deposits
$358M
Net Loans
$335M
Net Income
$671K
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.85%
Risk-Based Capital
14.51%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 86 | 72.09% | 18.60% |
| 2023 | 97 | 64.95% | 25.77% |
| 2020 | 149 | 72.48% | 16.78% |
| 2019 | 82 | 71.95% | 14.63% |
| 2018 | 86 | 76.74% | 15.12% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Jun 2021 | Satisfactory | Small Bank |
| Apr 2018 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1997
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Total Branches
6
Branch Deposits
$365M
1-Year Change
0
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