Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$276M
Total Deposits
$246M
Net Loans
$163M
Net Income
$1M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.22%
Risk-Based Capital
17.64%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 23 | 78.26% | 17.39% |
| 2018 | 33 | 81.82% | 9.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2021 | Satisfactory | Small Bank |
| May 2017 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
3
Branch Deposits
$234M
1-Year Change
0
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