Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$194M
Total Deposits
$175M
Net Loans
$124M
Net Income
$374K
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.26%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 66.67% | 15.00% |
| 2023 | 69 | 68.12% | 11.59% |
| 2019 | 87 | 65.52% | 19.54% |
| 2018 | 71 | 67.61% | 21.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| Apr 2020 | Satisfactory | Small Bank |
| Apr 2016 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1996
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$178M
1-Year Change
0
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