MURPHYSBORO, IL · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$83M
Total Deposits
$76M
Net Loans
$52M
Net Income
$99K
ROA
0.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.10%
Risk-Based Capital
15.54%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 21 | 90.48% | 4.76% |
| 2019 | 45 | 84.44% | 8.89% |
| 2018 | 58 | 81.03% | 10.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Small Bank |
| Jan 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
1
Branch Deposits
$79M
1-Year Change
0
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