LAKE FOREST, IL · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$9.0B
Total Deposits
$7.0B
Net Loans
$6.8B
Net Income
$40M
ROA
1.74%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.59%
Risk-Based Capital
11.89%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 138 | 76.09% | 3.62% |
| 2023 | 81 | 75.31% | 4.94% |
| 2022 | 115 | 77.39% | 2.61% |
| 2019 | 77 | 85.71% | 5.19% |
| 2018 | 76 | 86.84% | 2.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Large Bank |
| Jun 2021 | Outstanding | Large Bank |
| Apr 2018 | Outstanding | Large Bank |
Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$7.3B
1-Year Change
+1
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