🏦Bank Scorer

CIBC BANK USA

CHICAGO, IL · Supervised by FDIC

Est. 1991FDIC #33,306RSSD: FDIC-33306
Part ofCANADIAN IMPERIAL BK OF COM→ View all charters
Outstanding Same

Current rating · Exam: February 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

120 S La Salle St, CHICAGO, IL

County

Cook County

Established

February 6, 1991

Total Assets

$65.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2022

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$65.1B

Total Deposits

$51.0B

Net Loans

$40.7B

Net Income

$197M

ROA

1.22%

ROE

6.99%

Risk-Based Capital

18.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate10.92%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

24

Branch Deposits

$47.6B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202465072.92%10.92%
202366468.98%10.69%
20221,00374.18%6.38%
20211,97276.52%4.01%
20202,76975.59%4.66%
20192,68279.23%3.09%
20181,59974.42%5.38%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

11 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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