🏦Bank Scorer

BUSEY BANK

CHAMPAIGN, IL · Supervised by FDIC

Est. 1946FDIC #16,450RSSD: FDIC-16450
Part ofFIRST BUSEY CORP→ View all charters
Satisfactory Same

Current rating · Exam: December 2022

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

1

0.06 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

100 W University Ave, CHAMPAIGN, IL

County

Champaign County

Established

July 8, 1946

Total Assets

$18.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2022

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$18.0B

Total Deposits

$14.8B

Net Loans

$13.3B

Net Income

$55M

ROA

1.21%

ROE

8.85%

Risk-Based Capital

14.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate11.48%Peer avg: 26.91%▲ Above avg
Complaints / $B0.06Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

79

Branch Deposits

$15.9B

1-Year Change

+17

5-year net change: -9 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20242,08271.37%11.48%
20232,43472.8%12.24%
20223,96677.16%9.98%
20215,59579.5%8.06%
20208,21879.31%5.69%
20196,22378.87%7.58%
20185,60176.04%9.77%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Apr 2026

Last 12 Months

1

All Time

2

Monetary Relief

50%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.06 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

10 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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