FIRST OF MURPHYSBORO CORP is the parent banking group. THE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST OF MURPHYSBORO CORP

Legal name: FIRST OF MURPHYSBORO CORP.

1 active bank · $83M combined assets

RSSD ID: 1097678 (FFIEC NIC)

Combined Assets

$83M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE FIRST BANK AND TRUST COMPANY OF MURPHYSBOROMURPHYSBORO, ILSatisfactory$83MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$83M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$76M

Net Income

$99K

ROA (avg)

0.48%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

90.48%

Denial Rate

4.76%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO	MURPHYSBORO, IL	FDIC	$83M	96.0%	Satisfactory	Jan 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.