FALLS CITY, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$598M
Total Deposits
$501M
Net Loans
$136M
Net Income
$3M
ROA
2.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.85%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 62 | 75.81% | 6.45% |
| 2023 | 84 | 78.57% | 10.71% |
| 2020 | 61 | 90.16% | 9.84% |
| 2019 | 72 | 93.06% | 6.94% |
| 2018 | 69 | 94.2% | 5.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$490M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-falls-city-national-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: