This institution is no longer active

Operations ceased on February 14, 2006. CRA examination history below reflects the period it was active.

THE EXPRESS BANK OF TEXAS

ROUND ROCK, TX · Supervised by FDIC

Est. 2003FDIC #57,532RSSD: FDIC-57532

Satisfactory

Current rating · Exam: May 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.46%

Institution Profile

FDIC BankFind

Address

3434 East Palm Valley Boulevard, ROUND ROCK, TX

County

Williamson County

Established

July 10, 2003

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$43M

Total Deposits

$39M

Net Loans

$19M

Net Income

$-205K

ROA

-0.46%

ROE

-4.72%

Risk-Based Capital

16.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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