This institution is no longer active

Operations ceased on December 17, 1993. CRA examination history below reflects the period it was active.

THE DIME SAVINGS BANK OF NEW JERSEY

SOMERSET, NJ · Supervised by FDIC

Est. 1868FDIC #16,149RSSD: FDIC-16149

Needs to Improve

Current rating · Exam: May 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 6.18%

Institution Profile

FDIC BankFind

Address

285 Davidson Avenue, SOMERSET, NJ

County

Somerset County

Established

April 22, 1868

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$70M

Total Deposits

$12M

Net Loans

$43M

Net Income

$11M

ROA

6.18%

ROE

31.98%

Risk-Based Capital

116.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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