🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 1997. CRA examination history below reflects the period it was active.

THE CROCKETT STATE BANK

CROCKETT, TX · Supervised by FDIC

Est. 1907FDIC #8,447RSSD: FDIC-8447
Part ofCROCKETT BANCSHARES INC→ View all charters
Needs to Improve Down

Current rating · Exam: August 1997

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

617 East Houston Street, CROCKETT, TX

County

Houston County

Established

January 1, 1907

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$43M

Total Deposits

$39M

Net Loans

$6M

Net Income

$206K

ROA

0.64%

ROE

6.33%

Risk-Based Capital

34.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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