This institution is no longer active
Operations ceased on June 30, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$183M
Total Deposits
$144M
Net Loans
$143M
Net Income
$852K
ROA
0.46%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.86%
Risk-Based Capital
14.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 8,072 | 50.81% | 28.17% |
| 2020 | 12,969 | 54.65% | 22.48% |
| 2019 | 11,015 | 58.72% | 22.56% |
| 2018 | 10,796 | 60.16% | 20.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2017 | Satisfactory | Small Bank |
| Apr 2011 | Satisfactory | Small Bank |
| Feb 2009 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets