🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 1995. CRA examination history below reflects the period it was active.

THE CITIZENS STATE BANK OF LOMETA

LOMETA, TX · Supervised by FDIC

Est. 1944FDIC #16,200RSSD: FDIC-16200
Part ofLOMETA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 1993

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.54%

Institution Profile

FDIC BankFind

Address

316-20 Main Street, LOMETA, TX

County

Lampasas County

Established

October 7, 1944

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$14M

Total Deposits

$13M

Net Loans

$9M

Net Income

$-210K

ROA

-5.54%

ROE

-76.92%

Risk-Based Capital

13.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/89c6137b-8712-4daf-b951-d03d660da7ae"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: