This institution is no longer active

Operations ceased on January 14, 1995. CRA examination history below reflects the period it was active.

THE CENTRAL JERSEY BANK AND TRUST COMPANY

FREEHOLD, NJ · Supervised by FDIC

Est. 1932FDIC #11,842RSSD: FDIC-11842

Part ofCENTRAL JERSEY BCORP→ View all charters

Satisfactory

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

Route 9, FREEHOLD, NJ

County

Monmouth County

Established

January 1, 1932

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.6B

Net Loans

$751M

Net Income

$18M

ROA

0.98%

ROE

15.16%

Risk-Based Capital

15.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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