🏦Bank Scorer

THE BRADY NATIONAL BANK

BRADY, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1905FDIC #3,109
Outstanding Same

Current rating · Exam: June 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

101 S Blackburn St, BRADY, TX

County

Mcculloch County

Established

July 10, 1905

Total Assets

$161M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 6, 2022

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$161M

Total Deposits

$147M

Net Loans

$80M

Net Income

$511K

ROA

1.26%

ROE

15.40%

Risk-Based Capital

19.68%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$132M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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