🏦Bank Scorer

This institution is no longer active

Operations ceased on October 26, 1995. CRA examination history below reflects the period it was active.

THE BANK OF WILBER

WILBER, NE · Supervised by FDIC

Est. 1902FDIC #13,156RSSD: FDIC-13156
Part ofMIDWEST BANCO CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.50%

Institution Profile

FDIC BankFind

Address

321 South Main, WILBER, NE

County

Saline County

Established

February 20, 1902

Total Assets

$33M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$33M

Total Deposits

$30M

Net Loans

$14M

Net Income

$368K

ROA

1.50%

ROE

15.43%

Risk-Based Capital

20.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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