Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.1B
Total Deposits
$1.9B
Net Loans
$1.4B
Net Income
$4M
ROA
0.67%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.72%
Risk-Based Capital
12.59%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 421 | 77.67% | 9.50% |
| 2022 | 566 | 78.45% | 5.83% |
| 2021 | 736 | 85.73% | 4.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
25
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: -4 branches
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