Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$9.2B
Total Deposits
$7.6B
Net Loans
$6.9B
Net Income
$36M
ROA
1.56%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.91%
Risk-Based Capital
13.51%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,748 | 72.48% | 14.53% |
| 2022 | 2,306 | 75.76% | 11.10% |
| 2021 | 2,598 | 80.41% | 7.12% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Large Bank |
| May 2022 | Satisfactory | Large Bank |
| Feb 2019 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1990
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Total Branches
36
Branch Deposits
$7.4B
1-Year Change
0
5-year net change: +3 branches
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