🏦Bank Scorer

FIRST NATIONAL BANK OF OMAHA

OMAHA, NE · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1857FDIC #5,452
Outstanding Same

Current rating · Exam: May 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

21

0.6 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.71%

Institution Profile

FDIC BankFind

Address

1601 Capitol Avenue, OMAHA, NE

County

Douglas County

Established

January 1, 1857

Total Assets

$34.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 27, 2025

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$34.7B

Total Deposits

$28.6B

Net Loans

$23.6B

Net Income

$148M

ROA

1.71%

ROE

15.57%

Risk-Based Capital

13.27%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate17.02%Peer avg: 26.91%▲ Above avg
Complaints / $B0.60Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

119

Branch Deposits

$25.5B

1-Year Change

0

5-year net change: -3 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20247,53763.92%17.02%
20239,05066.43%15.16%
202210,69167.08%12.22%
202115,86575.4%7.19%
202016,88576.28%8.47%
201914,47675.02%11.95%
201813,94873.49%15.71%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

21

All Time

67

Monetary Relief

20.9%

Untimely Response

0%

Most common complaint type: Credit card or prepaid card· 0.6 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202530
October 202510
November 202530
December 202530
January 202600
February 202600
March 202620
April 202661
May 202620
June 202610

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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