MIDWEST BANCO CORP is the bank holding company. WAYPOINT BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MIDWEST BANCO CORP

Legal name: MIDWEST BANCO CORPORATION

1 active bank · 2 merged/absorbed · $405M combined assets

RSSD ID: 1053320 (FFIEC NIC)

Combined Assets

$405M

CRA Rating Summary

Satisfactory1charter

Across all 19 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWAYPOINT BANKCOZAD, NESatisfactory$405MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$405M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$333M

Net Income

$2M

ROA (avg)

1.66%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

75%

Denial Rate

14.29%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WAYPOINT BANK	COZAD, NE	FDIC	$405M	100.0%	Satisfactory	Jul 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.