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This institution is no longer active

Operations ceased on May 2, 2009. CRA examination history below reflects the period it was active.

THE BANK OF VERNON

DALLAS, TX · Supervised by FDIC

Est. 1974FDIC #21,413RSSD: FDIC-21413
Part ofGREATER SW BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.86%

Institution Profile

FDIC BankFind

Address

2240 Royal Lane Suite 303, DALLAS, TX

County

Dallas County

Established

January 21, 1974

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2007

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$34M

Total Deposits

$30M

Net Loans

$16M

Net Income

$-318K

ROA

-3.86%

ROE

-33.23%

Risk-Based Capital

17.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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