This institution is no longer active
Operations ceased on April 29, 1994. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$242M
Total Deposits
$217M
Net Loans
$38M
Net Income
$575K
ROA
0.95%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.32%
Risk-Based Capital
43.24%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 29,264 | 51.1% | 30.66% |
| 2019 | 29,000 | 53.25% | 31.78% |
| 2018 | 32,194 | 57.85% | 30.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1992 | Satisfactory | Not Reported |
| Jun 1990 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-bank-of-the-west" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets