This institution is no longer active
Operations ceased on January 1, 2016. CRA examination history below reflects the period it was active.
SANTA BARBARA, CA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$177M
Total Deposits
$160M
Net Loans
$139M
Net Income
$-863K
ROA
-0.49%
Below avg for Small banks. Peer avg: 0.44%
ROE
-5.35%
Risk-Based Capital
10.13%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2011 | Satisfactory | Small Bank |
| May 2008 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets