🏦Bank Scorer

THE BANK OF PRINCETON

PRINCETON, NJ · Supervised by FDIC

Est. 2007FDIC #58,513RSSD: FDIC-58513
Part ofPRINCETON BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

183 Bayard Ln, PRINCETON, NJ

County

Mercer County

Established

April 23, 2007

Total Assets

$2.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.3B

Total Deposits

$1.9B

Net Loans

$1.8B

Net Income

$6M

ROA

1.14%

ROE

9.69%

Risk-Based Capital

14.10%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate8.77%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

35

Branch Deposits

$1.9B

1-Year Change

+6

5-year net change: +13 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20245768.42%8.77%
20235451.85%16.67%
20226066.67%20.00%
20198747.13%34.48%
20187448.65%41.89%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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