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This institution is no longer active

Operations ceased on March 1, 2017. CRA examination history below reflects the period it was active.

THE BANK OF COMMERCE

SARASOTA, FL · Supervised by FDIC

Est. 2000FDIC #35,451RSSD: FDIC-35451
Part ofBANK OF COMMERCE HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.09%

Institution Profile

FDIC BankFind

Address

1858 Ringling Boulevard, SARASOTA, FL

County

Sarasota County

Established

September 1, 2000

Total Assets

$183M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2011

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$183M

Total Deposits

$142M

Net Loans

$126M

Net Income

$-184K

ROA

-0.09%

ROE

-3.18%

Risk-Based Capital

6.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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