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This institution is no longer active

Operations ceased on May 7, 2010. CRA examination history below reflects the period it was active.

THE BANK OF BONIFAY

BONIFAY, FL · Supervised by FDIC

Est. 1906FDIC #14,246RSSD: FDIC-14246
Part ofBONIFAY HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -7.16%

Institution Profile

FDIC BankFind

Address

300 North Waukesha Street, BONIFAY, FL

County

Holmes County

Established

February 1, 1906

Total Assets

$243M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$243M

Total Deposits

$230M

Net Loans

$153M

Net Income

$-4,455K

ROA

-7.16%

ROE

-465.09%

Risk-Based Capital

2.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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