This institution is no longer active

Operations ceased on October 21, 2020. CRA examination history below reflects the period it was active.

THE BANK OF AUSTIN

AUSTIN, TX · Supervised by FDIC

Est. 2017FDIC #59,104RSSD: FDIC-59104

Part ofCAPITOL OF TX BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: January 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

8611 N Mopac Expy Ste 101, AUSTIN, TX

County

Travis County

Established

July 10, 2017

Total Assets

$271M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2020Call Report / FDIC

Total Assets

$271M

Total Deposits

$236M

Net Loans

$200M

Net Income

$597K

ROA

0.36%

ROE

2.39%

Risk-Based Capital

20.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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