Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.5B
Total Deposits
$4.8B
Net Loans
$3.4B
Net Income
$9M
ROA
0.59%
Below avg for Community banks. Peer avg: 0.90%
ROE
11.17%
Risk-Based Capital
13.36%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 942 | 61.57% | 19.00% |
| 2023 | 856 | 58.53% | 21.14% |
| 2022 | 945 | 55.56% | 20.53% |
| 2021 | 1,468 | 62.06% | 14.24% |
| 2020 | 1,763 | 66.14% | 11.80% |
| 2019 | 871 | 70.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Large Bank |
| Sep 2019 | Satisfactory | Large Bank |
| Sep 2016 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
27
Branch Deposits
$4.7B
1-Year Change
0
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Preview:
| 17.80% |
| 2018 | 718 | 67.41% | 21.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red