🏦Bank Scorer

THE AMERICAN NATIONAL BANK OF MOUNT PLEASANT

MOUNT PLEASANT, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1979FDIC #22,942
Outstanding Up

Current rating · Exam: May 2017

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.66%

Institution Profile

FDIC BankFind

Address

301 S Madison Ave, MOUNT PLEASANT, TX

County

Titus County

Established

August 31, 1979

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 17, 2017

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$144M

Total Deposits

$131M

Net Loans

$88M

Net Income

$594K

ROA

1.66%

ROE

17.61%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$123M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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