This institution is no longer active
Operations ceased on February 2, 2026. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.06%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$2.4B
Total Deposits
$2.2B
Net Loans
$1.9B
Net Income
$26M
ROA
1.06%
ROE
12.45%
Risk-Based Capital
12.41%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
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Branch Footprint
Total Branches
11
Branch Deposits
$2.1B
1-Year Change
0
5-year net change: +6 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 18 | 55.56% | 11.11% |
| 2023 | 19 | 89.47% | 5.26% |
| 2021 | 463 | 76.67% | 4.75% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
5 previous ratings locked — dating back to 2010
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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