This institution is no longer active
Operations ceased on October 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$227M
Total Deposits
$196M
Net Loans
$164M
Net Income
$447K
ROA
0.27%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.31%
Risk-Based Capital
15.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 38 | 78.95% | 7.89% |
| 2023 | 50 | 66% | 12.00% |
| 2019 | 43 | 69.77% | 4.65% |
| 2018 | 34 | 67.65% | 11.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| May 2018 | Satisfactory | Small Bank |
| Apr 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$191M
1-Year Change
0
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Address
County
Established
Total Assets