Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$722M
Total Deposits
$635M
Net Loans
$476M
Net Income
$2M
ROA
0.94%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.33%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 72.92% | 14.58% |
| 2023 | 47 | 85.11% | 12.77% |
| 2019 | 70 | 61.43% | 31.43% |
| 2018 | 93 | 74.19% | 15.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Total Branches
9
Branch Deposits
$608M
1-Year Change
0
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