This institution is no longer active
Operations ceased on January 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$397M
Total Deposits
$369M
Net Loans
$185M
Net Income
$1M
ROA
0.33%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.00%
Risk-Based Capital
16.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 88 | 86.36% | 1.14% |
| 2018 | 69 | 88.41% | 2.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2017 | Satisfactory | Intermediate Small Bank |
| Jul 2014 | Satisfactory | Intermediate Small Bank |
| Nov 2008 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Assets