🏦Bank Scorer

This institution is no longer active

Operations ceased on January 9, 2009. CRA examination history below reflects the period it was active.

TEXAS FIRST BANK

COLLEGE STATION, TX · Supervised by FDIC

Est. 1975FDIC #21,960RSSD: FDIC-21960
Satisfactory Same

Current rating · Exam: December 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

Copperfield Pkwy, COLLEGE STATION, TX

County

Brazos County

Established

March 27, 1975

Total Assets

$66K(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2006

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$66K

Total Deposits

$66K

Net Loans

—

Net Income

—

ROA

0.00%

ROE

0.00%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate25.00%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248060%25.00%
202316068.13%13.13%
202225683.2%8.59%
202120288.12%2.97%
202018986.24%4.23%
201918785.56%10.70%
201817784.75%9.04%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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