This institution is no longer active
Operations ceased on January 9, 2009. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$66K
Total Deposits
$66K
Net Loans
—
Net Income
—
ROA
0.00%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.00%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 80 | 60% | 25.00% |
| 2020 | 189 | 86.24% | 4.23% |
| 2019 | 187 | 85.56% | 10.70% |
| 2018 | 177 | 84.75% | 9.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2006 | Satisfactory | Small Bank |
| May 2002 | Satisfactory | Small Bank |
| Feb 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
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Established
Total Assets