🏦Bank Scorer

This institution is no longer active

Operations ceased on January 2, 2022. CRA examination history below reflects the period it was active.

TEXAS BANK FINANCIAL

WEATHERFORD, TX · Supervised by FDIC

Est. 1987FDIC #26,967RSSD: FDIC-26967
Part ofTEXAS BANC FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 3.26%

Institution Profile

FDIC BankFind

Address

901 Santa Fe Drive, WEATHERFORD, TX

County

Parker County

Established

June 11, 1987

Total Assets

$760M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2021

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2021Call Report / FDIC

Total Assets

$760M

Total Deposits

$668M

Net Loans

$643M

Net Income

$21M

ROA

3.26%

ROE

30.23%

Risk-Based Capital

17.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.07%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20211,95475.74%1.07%
20202,32380.15%2.24%
20191,58679.13%2.40%
20181,31977.48%2.43%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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