This institution is no longer active

Operations ceased on May 9, 1991. CRA examination history below reflects the period it was active.

TEXAS BANK AND TRUST OF TEMPLE

TEMPLE, TX · Supervised by FDIC

Est. 1963FDIC #18,709RSSD: FDIC-18709

Part ofSECURITY BCORP INC→ View all charters

Needs to Improve

Current rating · Exam: March 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.25%

Institution Profile

FDIC BankFind

Address

401 North Third Street, TEMPLE, TX

County

Bell County

Established

February 19, 1963

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

March 18, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1991Call Report / FDIC

Total Assets

$45M

Total Deposits

$45M

Net Loans

$31M

Net Income

$29K

ROA

0.25%

ROE

493.62%

Risk-Based Capital

0.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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