Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$953M
Total Deposits
$825M
Net Loans
$678M
Net Income
$3M
ROA
1.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.62%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 223 | 59.19% | 18.83% |
| 2022 | 293 | 62.8% | 16.04% |
| 2021 | 302 | 53.97% | 16.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
11
Branch Deposits
$785M
1-Year Change
0
5-year net change: +2 branches
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