🏦Bank Scorer

This institution is no longer active

Operations ceased on June 19, 2017. CRA examination history below reflects the period it was active.

SYNERGY BANK, S.S.B.

MCKINNEY, TX · Supervised by FDIC

Est. 1998FDIC #34,669RSSD: FDIC-34669
Part ofPREMIER BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.10%

Institution Profile

FDIC BankFind

Address

8951 Synergy Dr., Suite 100, MCKINNEY, TX

County

Collin County

Established

March 20, 1998

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$156M

Total Deposits

$128M

Net Loans

$124M

Net Income

$40K

ROA

0.10%

ROE

0.89%

Risk-Based Capital

12.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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